Mother capital

Since January 1, 2007 entered into force on the Federal Law "On additional measures of state support for families with children."
Mother's capital in 2009 amounted to: 299 731 rubles.

Consider whether the parents of these funds for family planning? After the adoption of this law is aimed at stimulating the birth rate and strengthen the prestige of the family. This is a State has one of the principles of population policy.

Actually, from the practical side, this document establishes the right to receive maternity capital for families, which, since 1 January 2007 came a second child. To confirm eligibility of the mother (family) capital issued a certificate of national standard.
In practice, the parents, raised many questions. Not finding the necessary information, many parents postpone the certificate, although in some areas, the maternity capital in 2009 are today.
No country in the world there is no project comparable in terms of Russia's program of "mother's capital" - Dmitry Medvedev
Indeed, one can imagine the amount of funds allocated on the basis that in 2007 the amount of maternity capital was 250 000 rubles., In 2008. - 270 000 rubles., Birth certificate and 2009 is already 300 000rub. while citizens received a certificate for maternity capital in 2007. able to dispose of them at a rate based indexing.
However, the state introduced a number of restrictions, for example, spending capital only by bank transfer. Determined the direction of funds, the most protected from abuse:
- Improving housing conditions;
- Education of the child;
- Formation of a funded part of labor pensions for women

Expenditure possible in full or in installments. Naturally, in some areas of the maternity capital is insufficient to fully satisfy the needs of the family, such as improved housing conditions, but in this case the state was considering investing in the maternity capital improvement of housing conditions, as seed money, realizing that housing prices quite high.
However, to spend money mother's parents may have the capital in 2009 in the framework of adopted amendments to existing legislation relating to the expenditure of these funds to pay off the mortgages.
However, having already birth certificate for maternity capital, parents can assess their capabilities, the need and priorities for the use of these funds.
At a time when more families apply for a certificate for maternity capital, and some are already over the use of the parent capital of the applicants received a negative decision to the Pension Fund, but are fully entitled to receive these funds. As a rule, failures in the provision of maternity capital, occur because of incorrect papers.
Other grounds for refusal of an application for issuance of a certificate may be are:
- No right to additional government support measures;
- Termination of rights to additional government support measures;
- Submission of false information, including information about the order of birth (adoption), and (or) on the nationality of the child, in connection with the birth (adoption) of which there is a right to additional government support measures;
- Termination of rights to additional state support measures in connection with the use of the mother (family) capital in full.
It's difficult to give any advice which, moreover, of a general nature. In each case, must consult with the lawyers, because Preparation of documentation for the disposal of funds to the parent capital requires careful collection and analysis of documents for compliance with current legislation of Russia in terms of capital expenditure of the mother.
Thus, when applying for the direction of the parent capital repayment of principal and interest payments on loans, including mortgages for the purchase or construction of housing, among other documents are required, for example, witnessed a grant established by law a written undertaking that dwelling, acquired with the use of the mother (family) capital, is made in the common property of parents, children (including first, second, third and subsequent children) and other co-residing with family members with the definition of the size of shares under the agreement.

Possibility of early "print" maternal capital introduced from 01 January 2009. You can make documents on maternity capital ahead of time. The reason for that served as the economic crisis. For families who are not in a better financial situation, take advantage of this opportunity to become a major help, and they are unlikely to have time to re-gathering and filing of documents for consideration. Therefore, we recommend to get a full professional consultation prior to the filing of documents for the certificate and maternal capital spending.